Client Experiences
What Clients Say About Working With Us
Pension matters affect real lives and real retirement plans. Here are accounts from people who brought their situations to Teguh Bicara.
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Clients Served
4.8
Average Rating
14+
Years of Practice
3
Dedicated Lawyers
Client Reviews
In Their Own Words
I came in not knowing what my EPF statement actually meant. Ahmad Hafiz sat with me for nearly an hour, going through each line. I left understanding exactly what I was entitled to and what my employer had and had not contributed. There were no surprises in the written summary — it matched everything we had discussed.
Zulaikha binti Ahmad
Petaling Jaya · Retired teacher · June 2025
My former employer had disputed contributions for two years before I contacted Teguh Bicara. Nurul Liyana prepared the correspondence and within six weeks the matter was resolved. She was careful to explain each letter before it was sent and checked with me before responding to their replies. The outcome was better than I had expected going in.
Rajendran s/o Selvam
Klang · Former logistics manager · May 2025
I wanted everything in order before I turned 60. The Full Package meant I had my nominees confirmed, the authority letters for my children prepared, and a clear schedule of when we would review things next. The first review last month confirmed that everything remained current. Worth every ringgit.
Lim Chee Weng
Kuala Lumpur · Business owner · June 2025
I had tried to understand my pension records myself for months. Rajan looked through them in one sitting and identified that a three-year employment period had never been properly reflected in my EPF account. We wrote to the employer together and it was corrected. Simple process, very clear communication.
Norzaharah binti Kamarudin
Shah Alam · Retired civil servant · April 2025
The office is easy to reach from Ampang Park. I came in a little anxious about whether my pension dispute had any basis. The lawyer listened fully before saying anything, then gave me an honest picture of what was likely to be achievable and what was not. That honesty made the process much less stressful than I had expected.
Prakash a/l Chandrasekaran
Ampang · Former bank officer · May 2025
My wife and I both took the Full Protection Package. The team handled the nominee paperwork for both our accounts, set out the authority letters our children will need, and explained when and why they should get in touch with the firm in future. We feel much calmer about our retirement arrangements now.
Haji Yusoff bin Mansor
Subang Jaya · Retired engineer · June 2025
Case Studies
How Matters Progressed
Three examples that illustrate how our services work in practice.
Retirement Records Review
Private sector employee · 32 years of contributions
Situation
The client was six months from retirement and had never formally reviewed her EPF records. She was uncertain whether all contributions had been made correctly across several employers.
What We Did
We reviewed 32 years of contribution records, cross-referenced against her employment letters, and identified one employer who had underpaid contributions for 18 months.
Outcome
Written summary prepared within 10 working days. Client used our findings as the basis for a follow-up claim via EPF. Matter completed within six weeks of first appointment.
Dispute Representation
Former civil servant · Public pension calculation dispute
Situation
The client had retired from the public sector and received a pension amount that was lower than expected. The Public Services Department maintained their calculation was correct. He had been unable to resolve the matter for over a year.
What We Did
We reviewed the calculation, identified that one year of unpaid leave had been incorrectly counted as a pensionable break, and prepared a formal challenge citing the Pension Act 1980.
Outcome
The department reviewed the matter and issued a revised calculation. Increased pension payments applied from the month of resolution. Total time from engagement to resolution: eight weeks.
Full Pension Protection Package
Retired couple · EPF and pension nominee arrangements
Situation
A husband and wife, both recently retired, wanted to put their pension and EPF affairs in order, including naming nominees and ensuring their three adult children had the documentation needed to act on their behalf if required.
What We Did
We prepared all nominee documentation for both accounts, drafted and registered authority letters for each child, reviewed their existing will provisions for consistency, and set up a scheduled annual review.
Outcome
All documentation in place within three weeks of initial appointment. First annual review completed in May 2025 with no material changes required. Family confirmed to be fully briefed on next steps.
Speak With Our Team
We are available Monday to Saturday to discuss your pension situation.
Phone
+60 3-2148 9367Address
Jalan Sultan Ismail 88
50250 Kuala Lumpur
Hours
Mon–Fri 9am–5:30pm
Sat 9am–1pm
Professional Credentials
Bar Council Malaysia
Registered practising firm
PDPA 2010 Compliant
Full data protection compliance
Malaysian Bar Member
Active CPD compliance
KL Legal Panel 2023
Pension law specialist recognition
Add Your Own Experience
Bring your pension matter to us and see how we can help. No obligation — just a conversation about your situation.
Contact Teguh Bicara